Jessica Erceg
Jessica Erceg is a nationally licensed mortgage broker and AHAI Certified Energy Healing Practitioner who works with HBA-aligned clients on the financing side of healthy-home ownership — including cash-out and HELOC strategies to fund non-toxic upgrades. Sponsored by E Mortgage Capital, licensed in CA, DE, FL, PA, and TX. Thirteen years in the industry; came up as a JPMorgan Chase underwriter. Brand is Home This Way.
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About
Jessica Erceg came up the institutional way: thirteen years in mortgage, starting as a JPMorgan Chase underwriter, now licensed in five states (CA, DE, FL, PA, TX) under E Mortgage Capital. The technical work is real — cash-out refis, HELOCs, FHA, VA, conventional, jumbo, investment. She is also an AHAI Certified Energy Healing Practitioner, trained in a channeled modality her teacher Christina Rice calls 7D — the 'miracle frequency.' She uses it throughout her client home-buying process and to clear stagnant energy from homes new owners are moving into.
For HBA, the practical hook is the financing layer: she helps clients pull equity from existing homes to pay for non-toxic upgrades — air systems, water filtration, materials, mold work.
Photo Gallery
Why Choose Us
Most mortgage brokers don't know what 'low-tox living' means, and most healthy-home practitioners don't have a mortgage license. Jessica is both. The clean NMLS record (Individual NMLS 2086743, no consumer actions, no complaints) plus the JPMorgan underwriter background covers the technical credibility. The energy-healing practice and lived healthy-home experience — she owns two homes, has remediated mold in one of them — cover everything else.
Equity-out financing for non-toxic home upgrades
Most homeowners pay for air systems, water filtration, and remediation out of pocket or skip them entirely. Jessica structures cash-out refinances and HELOCs to fund those upgrades — financing the healthy-home work the same way a kitchen reno would be financed.
13+ years experience, JPMorgan Chase underwriter background
Jessica started as an underwriter at JPMorgan Chase, which gives her the institutional side of the desk: she knows what makes a file approve. She moved to the broker side to get clients better pricing across lenders rather than a single bank's product set.
Clean individual NMLS record (verified 2026-06)
Individual NMLS 2086743 — active in CA (DFPI), DE, FL, PA, TX. No regulatory actions, no consumer complaints on file with the NMLS Consumer Access registry as of 2026-06. (Sponsor-level history exists — see vetting notes for context on E Mortgage Capital.)
AHAI Certified Energy Healing Practitioner
Attuned to the AHAI 7D modality (Christina Rice / Christina the Channel, lineage traceable). Used throughout the home-buying process and to clear energy from homes new owners are moving into. Offered as an integrated service, not a separate sales channel — disclosed openly in her bio.
Lived experience: owns two homes, remediated mold in one
Has personally prioritized making both of her homes healthier, including a mold remediation in the first home after tenants moved out. The healthy-home journey is not a marketing veneer — it's the reason the financing conversation translates.
Services List
Mortgage Services
- Cash-Out Refinance (Healthy-Home Upgrades)
- Home Equity Line of Credit (HELOC)
- Conventional Purchase & Refinance
- FHA Loans
- VA Loans
- Jumbo Loans
- Investment Property Financing
- First-Time Homebuyer Guidance
- Multi-State Origination (CA · DE · FL · PA · TX)
Energy + Lifestyle
- AHAI 7D Energy Healing — Client Process
- Home Energy Clearing (New Owners)
- Low-Tox Living Consultation
- Healthy-Home Upgrade Strategy
- Mold Remediation Financing Coordination
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Jessica Erceg
Licensed Mortgage Broker · AHAI Energy Healing Practitioner
Service Area
Based In
St. Augustine, FL (Sponsor HQ: E Mortgage Capital — 3750 S Susan Street, Santa Ana, CA 92704)
Licensed States
Coverage
Licensed in California, Delaware, Florida, Pennsylvania, and Texas. Mortgage origination is fully remote and document-driven, so the practical reach is the licensed footprint — not a drive radius. Energy healing work is offered remotely and in-person where clients are located.
Credentials
NMLS 2086743 — Licensed Mortgage Loan Originator
Individual NMLS license active in CA (DFPI), DE, FL, PA, TX. No regulatory actions, no consumer complaints on file (verified 2026-06).
Sponsored by E Mortgage Capital (NMLS 1416824)
Sponsor relationship active since 12/03/2024. CA-formed mortgage broker, 973 sponsored loan officers nationwide.
AHAI Certified Energy Healing Practitioner
Trained in the AHAI 7D modality channeled by Christina Rice ('Christina the Channel') in August 2020. Level 1 self-healing + Level 2 (sending to others) attunements completed in Spring 2023.
Nutritional Therapy Practitioner (NTP)
Surfaced on her BabesRising 2023 feature alongside the brain-rewiring coaching certification.
Certified Brain Rewiring Coach
Cited on BabesRising 2023; issuing program not named in the public source.
JPMorgan Chase — former Underwriter
Jessica's first 13+ years in mortgage began as an underwriter at JPMorgan Chase. The institutional side of the desk before moving to broker side.
Platinum Member
Healthy Building Alliance
Professional ·